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Combining all your business insurance into one policy is both convenient and more cost effective. We can include such covers as:

  • Business Interruption
  • Directors & Officers Liability
  • Employers Liability
  • Goods in Transit
  • Legal Expenses
  • Material Damage to Property
  • Money and Personal Accident Assault
  • Public/Products Liability
  • Theft

We also offer specialist packages including:


We recognise the demanding requirements of legislation facing contractors and our aim is to ensure that cover meets with your requirements, including your Public Liability, Employers Liability and Contractors All Risks. The policy provides cover for loss of or damage to contract works in the course of transit, at the contract site and during the maintenance period. If required by contract, extensions can be provided for indemnity to multiple insureds such as sub-contractors.

Entertainment & Leisure

Based on the Fylde Coast in the heart of a thriving tourist area, we are heavily involved in the placement of Insurance for the leisure trades such as Restaurants, Hotels, Amusement Arcades, Nightclubs, Microbreweries and Bars. As a local business, we can meet with you at your premises to gain an understanding of your business and ensure that the right levels of cover are provided. For example, specialist packages for Microbreweries include cover for Contamination of Yeast Cultures, Loss of Stock due change in Temperature, Pollution of Water, Prevention of Access, Loss of Essential Personnel and Business Interruption due to insured losses at customers or suppliers.


We work with well managed and well-maintained hotels in the area surrounding Blackpool by offering you access to specialist insurance markets. Our aim is to help hotels remain in business should they suffer an unforeseen event and Business Interruption Insurance plays a key part in the risk protection that we offer.

Property Owners

We are able to provide Insurance for Property Owners with a single property through to those with a portfolio of properties. Our tailored policies have many additional covers and can include malicious damage by tenants, trace & access and loss of rent.

Shops & Offices

Our package policy protects your business and can include additional cover for Money, Glass, Goods in Transit, Signs and Business Interruption. We appreciate that as a business your time is precious and we will take the headache of searching the market for the right deal away for you by approaching our extensive panel of Insurers for quotations on your behalf.

Social Care

We will work with you to understand the detail of the work undertaken by your own care home. This is vital to ensure that the work performed matches the cover provided. At Chadwick Insurances, we support the Care Quality Commission's focus on patient safety. Not only do we help Care Homes to protect their business with the appropriate level of insurance but we can also help them with their responsibility to keep patients, visitors and employees safe.